refers to the level and direction of changes in the rate of return of securities in the mutual fund’s investment portfolio by comparing with market movements. Beta lower than 1 indicates that the change in

net profits for the company and its subsidiaries was Baht 53.05 million or increased by 10.21 million which accounting for 23.8 percent, the results for the current three-month period was better when

: Overall Financial Performance Unit: million baht Jan-Dec 2018 % Jan-Dec 2019 % Change % YoY Revenue 523.23 100.0% 613.86 100.0% 90.63 17.3% Cost 285.52 54.6% 332.39 54.1% 46.87 16.4% Gross Profit 237.71

had total asset as of March 31, 2020 with amount of 817.41 million bath increase from December 31, 2019 by 6.50 million baht or 0.80% increased, the details of the change are as follows: 1.1 Current

Table 1: Overall Financial Performance Unit: million baht Jan-Sep 2018 % Jan-Sep 2019 % Change % YoY Revenue 380.50 100.0% 440.78 100.0% 60.28 15.8% Cost 217.33 57.1% 238.03 54.0% 20.70 9.5% Gross Profit

Bank and its Subsidiaries Million Baht Item Quarter Change (%) 1/2019 4/2018 1/2018 4/2018 1/2018 Net profit * 9,028 8,101 9,005 11.4% 0.3% Earnings per share (Baht) 4.73 4.24 4.72 11.4% 0.3% Net

follows. Financial performance Statement of income Consolidated Financial Statements for Quarter 3 of 2020 Quarter 3 of 2019 Change (Unaudited but reviewed) (Unaudited but reviewed) Increase (Decrease) THB

(%) 62.6% 58.7% (3.9%) EBITDA margin (%) 26.4% 31.5% 5.1% Net profit margin (%) 5.9% 6.6% 0.7% Number of branches as at March 31 39 39 0% Change +/(-)Q1/20 Q1/21 Operating highlight in Q1/2021 Revenue

for the 3 rd quarter of 2019 was THB 721.06 million, decreasing by THB 93.39 million or 11.5 percent from THB 814.45 million in the 3 rd quarter of 2018. The change was due to the decreased lease

company's true earnings from its normal operations. To exclude the assessment of the fair value of net assets and allocation of business acquisition costs as well as the effects of accounting standards, in