-100% Gross Margin 116.33 120.29 -3% % Gross Margin 29.6% 28.5% 1% % Gross Margin (exclude non-recurring cost) 29.6% 30.4% -1% Administrative Expenses before Adj. 39.49 41.45 -5% Adj. staff benefit

profit before expenses of THB 7.21 million and when deducting the total cost of THB 32.57 million which were administrative expenses of THB 11.97 million, doubtful debt of THB 0.99 million, loss from

) (14.81) - - Total cost (5.14) (67.37) - - Gross profit 2.49 32.63 0.51 100.00 Other income 7.32 95.94 6.89 1,350.98 Profit before expenses 9.81 128.57 7.40 1,450.98 Administrative expenses (22.96) (300.92

December 31, 2019, we had a total balance of Baht 10,390 million of loan purchased which we had acquired within one to two years before (of which Baht 9,883,9 million is from distressed debt assets and Baht

expenses, and doubtful debt expenses was 1,253 MTHB, decreased by 342 MTHB or 21% from 2017. This decrement was mainly from the loss on written-off and disposal of plant and equipments and intangible assets

– Costs of Sales) to Sales Net Profit margin = Net Profit to Total Revenues Debt to Equity = Total Liabilities to Total Equity Return on Assets (ROA) = Profit before financial costs and income tax to

Profit to Total Revenues Debt to Equity = Total Liabilities to Total Equity Return on Assets (ROA) = Profit before financial costs and income tax to average Total Assets Return on Equity (ROE) = Net Profit

expenses incurred from the subsidiary’s share acquisition ie. loan , advisory and lawyer fees for an aggregated amount of THB 2.3 million. Earnings before interest, taxes and depreciation (“EBITDA”) EBITDA

167.08 -139.21 -83.32 Cost of services 0.00 10.46 -10.46 -100.00 Administrative expenses 15.30 64.28 -48.98 -76.20 Finance cost 3.36 8.06 -4.70 -58.31 46.53 249.88 -203.35 -81.38 Loss Before Income Tax

) 0.06 0.03 100.0% Remark : EBITDA = Profit before finance costs, income tax, Depreciation and Amortization Statement of Income : Million Baht ZIGA INNOVATION PUBLIC COMPANY LIMITED 999/9,10,11 MOO 9