BIBOR 3 months บวกอตัราร้อยละคงท่ีต่อปี 2.2.4 หน้ีสินระยะยาวตามแผนฟ้ืนฟูกิจการของ FPT กบั บมจ.บางจากปิโตรเลียม จ านวน 10.5 ลา้นบาท 2.2.5 ส ารองผลประโยชน์ระยะยาวของพนักงานจ านวน 960.8 ล้านบาทโดยเป็นภาระผูก

months for customers’ awareness and regular use of service which causes income to reach the Company’s standard. Therefore, depreciation cost rises over an income at the beginning period of kiosk

the table below: Unit : Million Baht 2019 2018 Change Increase/(Decrease) Amount % Current 2,052 2,041 11 1% Overdue less than 3 months - 8 (8) (100%) Overdue between 3 – 6 months - 68 (68) (100

-agents, MAs’ employees, and FSMART affiliated companies’ employees with the Bt500-800mn lending amount (with 12-36 months installment contract). These targeted customers have a business relationship with

- Total liabilities 79,092 Minority interest - Net tangible assets 70,675 Registered and paid up capital 18,084 Net profit (latest 12 months) 56,013 Financial Information Consolidate Financial Statement

RATIOS For the Three Months ended on 30 June 2016 30 June 2017 Gross Profit Margin 40.3% 32.9% Net Profit Margin1 42.2% 62.6% Return on Equity 7.04% 12.11% Debt/Equity Ratio 1.50x 0.76x Net Interest

the debt negotiation was failed. On February 22, 2017, MAT contacted the Company to request time for 3 months for repayment of the loan due to MAT being in the process of restructuring and the new

nt receivable es from co . ease by 96. of J Fintech. ompany’s o months of to 144.4 m ercent as c Page2/5 6 %Chang 8 344.1% 4 -52.6% -11.7% 7 138.8% 0 892.1% baht, which n increase million baht e to

does not acquire any asset between the period of 6 months prior to the date that the Board of Directors has approved this transaction. This transaction is considered as class 2 transaction under the

15,000 20,000 25,000 Total Assets Total Liabilities Total Shareholder Equity 31-Dec-16 30-Sep-17 Million Baht 7 3. KEY FINANCIAL RATIOS For the Three Months ended on 30 September 2016 30 September 2017