management, and (2) other administrative expenses include office expenses, travel expenses, service fees, consulting fees and others, THB 56 million, a decrease of THB 2 million or 3.4%. In 1H/2019, total

executives succeeding the chief executive officer, the persons holding equivalent position to the fourth executive and shall include the persons holding the posit ion of manager or equivalent in accounting or

2.1 Retail Lending totaled Baht 140,477 million, increasing slightly by 0.1% from the end of 2018. Retail loans include hire purchase loans, personal loans, Micro SMEs loans and housing loans. Hire

. Retail loans include hire purchase loans, personal loans, Micro SMEs loans and housing loans. Hire purchase loans amounted to Baht 108,191 million expanded 4.1% from the end of 2017. New hire purchase

over day-to-day operation, but does not include (1) the existing types of securities under the Securities and Exchange Act B.E. 2535; and (2) instruments representing rights pursuant to an agreement of

ongoing operations . Disclaimer Some statements made in this material are forward-looking statements with the relevant assumptions, which are subject to various risks and uncertainties. These include

late 3Q2018 and Dusit Suites Hotel Ratchadamri Bangkok in 2Q19. • Owned hotels Remark: The statistics does not include Dusit Thani Bangkok and Dusit Suites Ratchadamri, Bangkok. Revenue from owned hotels

, chief executive officer or the next four executives succeeding the chief executive officer, the persons holding equivalent position to the fourth executive and shall include the persons holding the

Elite Havens in late 3Q2018 and Dusit Suites Hotel Ratchadamri Bangkok in 2Q19.  Owned hotels Remark: The statistics does not include Dusit Thani Bangkok and Dusit Suites Ratchadamri, Bangkok. Revenue

receivables (excluding POCI) 247,103 3.8 Retail Lending totaled Baht 148,568 million, increasing by 2.3% from the end of 2019. Retail loans include hire purchase loans, personal loans, Micro SMEs loans and