Thailand and Cambodia) under the order of the Ministry of Education to close schools nationwide. Healthy food business under "Kauai" brand under the operation of Dusit Real Foods Co., Ltd. temporarily ceased

Walk, and Little Walk, following the order of the government agencies to prevent the spread of the COVID-19 Following the order of the government agencies nationwide to temporarily close some

)% 3.6% Interest expenses Deposits 5,288 5,616 5,102 (5.8)% 3.6% Interbank and money market items 405 310 257 30.6% 57.6% Contributions to the Deposit Protection Agency and Financial Institutions

million baht for the nine- month period. A significant increase resulted from the new Labor Protection Act reflecting past cost related 19 ASIA’S BOUTIQUE AIRLINE to employee benefits in income statement

expenses of Baht 92 million, primarily due to a one-time additional provision of retirement benefit obligations according to Labour Protection Law in the amount of Baht 51 million, a remuneration program’s

15,981 1.8% Interbank and money market items 593 676 307 (12.3)% 93.2% 1,673 805 107.8% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,479 2,498 2,442 (0.8

significant increase in selling expenses were mainly due to usage of reservation system together with an additional cost related to employee’s retirement program according to the new Labor Protection Act

regulations that allow for provision of tiered participation arrangements and protection of transactions due to differences in derivatives clearing houses; 9 (2) measures and procedures for managing default

into any other connected transaction with the same connected persons or their related persons or close relatives during six months before the date of agreement to enter into this transaction. This

the same connected persons or their related persons or close relatives during six months before the date of agreement to enter into this transaction. This transaction size is more than three percent of