service was Bt21,537mn, increasing 1.9% YoY from investment in network, spectrum, and content. However, it decreased -0.6% QoQ from lower D&A. • Regulatory fee was Bt1,357mn, flat YoY aligned with core

% 40% 60% 80% 100% 2022 2023 1Q24 Credit Card Personal Loan Hire Purchase Others 3 - Credit Card For the 1Q/2024 credit card revenue reported 1,898 million baht, decreased by 3% from previous year and

2020, decreased. At the end of 2018, loans in the commercial banking system were 6.0 percent higher than at the end of 2017, in line with an increase in consumer, SME and corporate loans, which expanded

hinoki wood cutting board which has 5 sizes (S, M, L, XL, XXL). In addition, the Company has plans to produce, sell other products made from hinoki wood such as chopsticks, shoe racks, saucers, food and

named WA. The first product that the Hinoki Woodwork Company produced and sold is a hinoki wood cutting board which has 5 sizes (S, M, L, XL, XXL) to reach widest target group as much as possible. However

operating profit before provision expense and income tax expense also decreased Baht 2,079 million, or 8.68 percent, over-quarter, due to a decrease of Baht 2,550 million or 6.28 percent in net income

sales i.e. gross profit of revenue from domestic sales was amounted to THB 2,447 million decreased by THB 17 million or 0.7% representing gross profit margin of 31.3% reduced from the ratio of 37.0% in

last year also had an impact on sales. In addition, sub-distributor changeover in Cambodia also affected sales during the transition period.  Export CMG sales decreased by c.40% YoY, since there was

capital of SPRIME for 9M19 by decreasing value of the trust units by THB 0.176 (par value per unit from THB 10.00 decreased to THB 9.824) to distribute to the unitholders. Such reduction of paid-up capital

% respectively. The small drop in gross profit of the Company was derived from the slowdown in sales revenue during the year. In addition, gross profit margin slightly decreased as a result of the depreciation