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gross profit decreased in the same direction as the revenue decreased as well. SG&A SG&A of the Company consisted of salary and wages and overtime payment, employees’ benefit, management fee, maintenance

V3 22/02/61 10:09 น. 0 V3 22/02/61 10:09 น. 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in 2017 In 2017, Thailand’s real GDP grew by 3.9 percent, up

million or 33% mainly from:  Fee and service income decreased by Baht 2.04 million from mutual fund and private fund management fee of Innotech Asset Management (formerly Solaris Asset Management).  Gain

1 Translation CEN 012-2020 May 15, 2020 Subject : Management discussion and analysis for business operation Quarter 1-2020 To : The Manager and President The Stock Exchange of Thailand Summarization

( 335 ) Equity Prospectus ( 206 ) Enforcement ( 171 ) Debenture Prospectus ( 169 ) 246-2 ( 152 ) Form 246-2 : Reports on Acquisition or Disposition of Securities ( 105 ) LegalHub ( 90 ) Finanacial

After You Pcl. 1319/9 Pattanakarn Rd. Suanluang, Bkk 10250 Thailand E-mail : ir@afteryou.co.th www.afteryoudessertcafe.com Page 1 of 4 Ref. AU 2 /2019 26 February 2019 Subject: Management Discussion

26 February 2020 Subject : Management Discussion and Analysis for 2019 To : Director and the President, The stock Exchange of Thailand Yggdrazil Group Public Company Limited (“Company”) would like to

commission expenses 200.1 19.60 344.5 16.77 144.4 72.20 Project Management and overhead expenses 64.5 6.32 99.0 4.82 34.5 53.39 Total Expenses 813.4 79.71 1,528.6 74.41 715.2 87.93 Gross profit before

Management Discussion and Analysis for the Third Quarter of Year 2017 Business Overview Business overview of One to One Contacts Public Company Limited and its subsidiaries (“the Group”) for the