5,326 5,102 5,650 4.4% (5.7)% 10,428 11,193 (6.8)% Interbank and money market items 242 257 324 (5.8)% (25.3)% 499 602 (17.1)% Contributions to the Deposit Protection Agency and Financial Institutions

4.2% 6.3% 15,981 16,418 (2.7)% Interbank and money market items 307 242 266 26.9% 15.4% 805 868 (7.3)% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,442

หลักทรัพยไมแปรเปลี่ยนตามสื่อที่ใช การประกอบธุรกิจ หลักทรัพยไมวาจะกระทํ าผานสื่อ on-line หรือผานสื่อใด การกํ ากับดูแลยังคงมีวัตถุประสงคเดิม คือเพื่อ 2.1 คุมครองผูลงทุน (investor protection) 2.2

ended 30 June 2019 Page 7/21 3.5 LH Bank Premium is a personal accident protection card highest Baht 300,000 which guaranteed by CHUBB, the customers just inform their health profile in the application

Protection Agency and Financial Institutions Development Fund 2,504 2,453 2,498 2.1% 0.2% 4,956 4,939 0.3% Debt issued and borrowings 1,533 1,530 1,279 0.2% 19.9% 3,063 2,606 17.5% Total interest expenses

ended 30 June 2019 Page 7/21 3.5 LH Bank Premium is a personal accident protection card highest Baht 300,000 which guaranteed by CHUBB, the customers just inform their health profile in the application

(1.0)% Interest expenses Deposits 5,832 5,596 5,769 4.2% 1.1% 11,428 11,296 1.2% Interbank and money market items 237 375 573 (36.8)% (58.6)% 611 1,130 (45.9)% Contributions to the Deposit Protection

Protection Agency and Financial Institutions Development Fund 2,496 2,504 2,479 (0.3)% 0.7% 7,452 7,417 0.5% Debt issued and borrowings 1,519 1,533 1,358 (0.9)% 11.9% 4,582 3,965 15.6% Total interest expenses

investor protection. In any case, the SEC Office may specify conditions for the applicant to comply with. Clause 8 The SEC Office has the authority to grant an exemption for the disclosure of detailed

PowerPoint Presentation MANAGEMENT DISCUSSION & ANALYSIS (MD&A) Q4/2018 and FY2018 GLOBAL POWER SYNERGY PUBLIC COMPANY LIMITED 0 THE INNOVATIVE POWER FLAGSHIP OF PTT GROUP Management Discussion & Analysis Management Discussion & Analysis (MD&A) Q4/2018 and FY2018 Executive Summary Executive Summary For 2018, Global Power Synergy Public Company Limited (GPSC) (“the company”) earned a net profit of Baht 3,359 million, slightly increased by Baht 184 million or 6% from 2017. The increase was due to...