Page 6 of 7 2.2.2 Long term loan from banks, which are due within one year, was of Bt337.2 million which were belonged to BAFS at the amount of Bt197.7 million and belonged to TARCO and FPT at the amount

growth and stability of the Company. However, the target customers of the Company have encountered the problem of household debts during the past few years. The loan approval criteria of financial

repaid the loan cause this expense has been reduced. 8. Share of profit (loss) from investment in associated company In year 2017, share of profit from investment in associated company was Baht 29.26

51.81% from the same period of 2017. This mainly came from an increased in short-term loan from financial institutions that was occurred in first quarter of 2018. K. W. METAL WORK PUBLIC COMPANY LIMITED

and personal loan lead generator. 3. Income from insurance business in Q3/2018 wat 35.1 million baht which is the revenues from non-life insurance that the Company acquired a majority stake since Q2

restructured from short-term debts into long-term loan 5 years, resulted in better financial ratios i.e. Debt to Equity Ratio (D/E Ratio) at 0.39 and Current Ratio at 1.18 which were better than year 2016

of long-term loan from financial institutions and the dividend for the second half of 2018 to the shareholder. - Short-term investments were 465.39 million Baht, increased by 61.11 million baht

million baht or 17. 01% . The increase was due to additional of borrowing to support hire purchase loan expansion and maintained the company interest spread. For the provision expenses for the fourth

loan to support working capital, especially in additional accounts receivable, including imported raw material, and increase in long term loan for fixed assets acquisition. Since there was dividend

the Company and its subsidiary increased by Baht 179.79 million compare with last year, mainly resulting from a higher long-term loan in Quarter 4 in order to reduce the burden from bank overdrafts and