mainly to employee expenses and repair and maintenance of premises and equipment expenses, whereas marketing expenses fell. As a result, our cost- to-income ratio stood at 42.70 percent, which was still

distributing B20 diesel to support the Ministry of Energy’s policy. The Company developed the “Hi-Diesel B20s” product that enhances the quality of B20 diesel with the Green S technology; increasing Cetane value

and applications; to rent out light equipment and other equipment for production of plays and movies; to produce television programs, record tapes and film videos onsite; to produce television and radio

with GLOW on relevant issues to reflect all necessary changes in the contractual documentation including the adjustment of the tender price of GLOW ’s shares as a result of this additional condition

of Thailand (EGAT)’s system was 30,853 megawatts, occurred on May 2, 2019 at 10.27 pm, higher than the peak demand of 28,338 megawatts in 2018 by 8.9 percent while the peak demand in 3 power

202 million or 0.4 percent from last year owing to a decrease in personnel expenses of Baht 2,048 million according to the abovementioned reasons. Premises and equipment expenses increased, mainly from

-HOLDING PUBLIC COMPANY LIMITED SPRC: STAR PETROLEUM REFINING PUBLIC COMPANY LIMITED SPVI: S P V I PUBLIC COMPANY LIMITED SQ: SAHAKOL EQUIPMENT PUBLIC COMPANY LIMITED SR: SIAMRAJ PUBLIC COMPANY LIMITED

Competition 1.1 Electricity industry and Economic situation in Thailand In 2018, Thailand’s peak demand in Electricity Generating Authority of Thailand (EGAT)’s system was 28,338 megawatts, occurred on April 24

phone number to Land and Houses Bank Public Company Limited’s accounts. 3.4 Automatic Teller Machine Service (ATM) provides withdrawal services, money transfer within the bank, money transfer to the

year ended 31 December 2019 E X E C U T IV E S U M M A R Y F IN A N C IA L P E R F O R M A N C E F U T U R E O U T LO O K Key Highlights 2 Q4/2019 vs Q4/2018 2019 VS 2018 • ILM reported net profit in