for the Second Quarter ended 30 June 2018 Page 4/19 For the banking sector in the second quarter of 2018, overall commercial bank loan growth accelerated, loans to SMEs and hire purchase improved
be effective in 2020, the Thai commercial banking system will be more stable and able to support loan expansion in the next phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item
first 9 months 2018, the overall global aviation industry continued to grow in terms of passenger traffic and travel demand. However, the growth had declined from the same period last year. The main
enterprises’ spending, and private investments driven by increased manufacturing capacities in many industries. Overall, the Thai economy will continue to grow, which in turn could be affected by the
conflicts of interest or a lack of independence is common at a CRA and hidden from investors, overall investor confidence in the transparency and integrity of a market can be harmed. CRAs also have
down in line with the expansion of overall economy. Consumer loan expanded at a slower rate, partly due to fund raising by issuing debentures to perform loan repayments by business sector. Besides, the
credit demand and the economic volatility caused by Covid-19. V2 27/08/63 3 Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2020 1/2020 2/2019 1/2020 2
down in line with the expansion of overall economy. Consumer loan expanded at a slower rate, partly due to fund raising by issuing debentures to perform loan repayments by business sector. Besides, the
the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2019 2/2019 3/2018 2/2019 3/2018 2019 2018 (%) Net profit * 9,438 9,347 9,030
overall observations that the Audit Committee has found during the performance of its duties according to the Charter of the Audit Committee. Other reports which should be acknowledged by the shareholders