bearing debt to EBITDA (x) 3.5 2.2 2.4 Notes: Current ratio (x) = Current assets divided by current liabilities EBITDA to sales revenue (%) = EBITDA divided by sale volume Net profit to sales revenue

Bearing Debt to EBITDA (x) 4.4 2.4 3.2 Notes: Current ratio (x) = Current assets divided by current liabilities EBITDA to sales revenue (%) = EBITDA divided by sale volume Net profit to sales revenue

, divided into 16 branches in Bangkok and vicinity and 99 branches upcountry. In 2024, the company opened 5 new branches and closed 3 ( In 2023 : 1 1 3 branches). During the Q3/2024, the company added 4 new

Separated 4Q/22 %QoQ FY21 FY22 %YoY FY21 FY22 %YoY Credit card income Loan income Hire-purchase income Other income 1,994 2,538 255 766 1.7% -1.9% 0.4% -24.6% 6,462 10,368 1,073 2,888 7,642 10,385 1,029 3,277

focus on specific customer groups to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated Separated 1Q/22

million. Allowance for the decline in value of inventory The Company presented allowance for the decline in value of inventory separated from cost of goods sold in the amount of Baht 32.63 million

  0.11  Payout Ratio 0.03  0.01  0.05  Dividend Policy Not less than 30 percent of the net profit according to the separated financial statements after deduction of corporate income tax and all types of

be separated into each entity according to the aforementioned rental spaces. 3.4 Nature of relationships Thai Beverage Public Company Limited (“ThaiBev”) is the major shareholder of the Company and ASM

purchased; (iv) gain on properties for sale; (v) gain on installment sales; and (vi) other operating income less total interest income and further divided by the sum of (i) – (vi). 3 Operating profit margin

Paid-up shares after capital increase, divided into - 33,000,000 shares (27.50%) for public investors - 87,000,000 shares (72.50%) for existing shareholders by Pre-emptive Right or 50% of Total IPO