integrated risk management (IRM), effective capital management and creation of a culture of risk awareness organization-wide. All these efforts are aimed at maintaining KBank’s stability as a leading financial

through effective capital management and creation of a culture of risk awareness organization-wide, to enable us to cope with possible economic fluctuations in a timely manner. B Being aligned with our

(IMA) Control Environment 1. The organization demonstrates a commitment to integrity and ethical values. Questions Yes No 1.1 The board of directors and the management set up principles and guidelines

institution under the Law on Loan Interest of Financial Institutions or a financial institution under foreign law; (2) an agreement having characteristics comparable to the assets under (1) in accordance with

: “deposit” means the following assets: (1) cash deposit, certificate of deposit, depository or other instruments having similar characteristics and whose deposit accepters being a financial institution under

being a financial institution under the Law on Loan Interest of Financial Institutions or a financial institution under foreign law; (2) an agreement having characteristics comparable to the assets under

by financial institution under the law on interest on loan of financial institution1; (d) investments in securities, derivatives and other financial instruments; (e) receivables of securities purchased

: (a) cash and bank deposit; (b) securities purchased under reverse repurchase agreement with accrued interests; 2 (c) promissory notes and bill of exchange issued by financial institution under the law

, there were commencement of commercial operation of the government solar projects in collaboration with the War Veteran Organization (WVO) and Solar rooftop project (Total installed capacity 9.69 MW). For

importance and the benefits of reporting carbon footprint for organization. Both parties will also ensure to have Carbon Footprint for Organization monitoring, reporting and verification (MRV) system in place