. Reasons and Justifications for the Transaction : Since the Company regularly organizes events under the Superstar Marketing concept, as part of its business strategies, e.g., press release for clients

assets as aforementioned resulting in remaining excess loan loss reserve of Baht 1,887 million which the Bank plan to release within 5 years on a straight line method. As of end of 1Q20, allowance for

provisions for the impairment from revaluation of foreclosed assets as aforementioned resulting in remaining excess loan loss reserve of Baht 1,887 million which the Bank plan to release within 5 years on a

and business. The Bank is also allowed to provide assistance measures to debtors with credit impairment, if it is believed that their businesses have the potential to be viable. The Bank will classify

property developer which received pre-finance assistance from KBank in conducting co-promotion activities to expand our home loan customer base in viable areas. Catering for senior citizens and their

foreign exchange booths, especially in viable areas, in particular those located in airports and at major tourist attractions. To remain competitive, we revised foreign exchange buying and selling rates. In

viable areas, particularly those located in airports and at major tourist attractions, in order to maintain our market share. To remain competitive, we revised foreign exchange buying and selling rates. In

therefore continued to consolidate branches with relatively low traffic and to expand service channels at viable locations to ensure that the number of branches is sufficient to meet demands of customers in

viable locations, especially in provinces outside Bangkok, including the opening of a mini branch in a BaNANAStore – our partner which is a large IT retailer. The number of branches available is now

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...