executives of the subsidiaries based on the assumption from income and expense from the past operation, the deterioration of the solar panels and other equipment, additional investment to substitute any part

expenses as increased at Baht 4.41 million or 17.20 per cent from the previous year, mainly from the commissions of the existing and new business groups for stimulate in sales and services. As a result, the

gross profit margin of various product groups which are weaker due to the higher production cost per unit from lowest production volume together with the demand decreased and the intense competition. In

Performances of K Companies and Muang Thai Life Assurance PCL 28 4.6 Capital Requirements 29 4.7 Credit Ratings 30 5. Operations of Support Groups 32 5.1 Human Resource Management 32 5.2 IT Management 34 1 1

. Operations of Support Groups 38 5.1 Human Resource Management 38 5.2 IT Management 40 1 1. Overview of Operating Environment 1.1 Global and Thai Economy in the Second Quarter of 2019 The global economy

31 5. Operations of Support Groups 34 5.1 Human Resource Management 34 5.2 IT Management 36 1 1. Overview of Operating Environment 1.1 Global and Thai Economy in the Third Quarter of 2019 The global

of various customer groups by offered return of an investment incentives and various benefits for customers which is boost competitive advantage of the bank. In addition, the bank holds various

suitable for occupations and financial positions of various customer groups by offered return of an investment incentives and various benefits for customers which is boost competitive advantage of the bank

of various customer groups by offering the return of an investment incentives and various benefits for the customers which is boost the competitive of the bank. In addition, the bank holds various

groups by offering the return of an investment incentives and various benefits for the customers which is boost the competitive of the bank. In addition, the bank holds various recreational activities to