Page 1 Date 11 November 2020 Re: Management Discussion & Analysis for the 9-months period Ended 30 September 2020 To The President of the Stock Exchange of Thailand (SET) CHAOPRAYAMAHANAKORN PUBLIC

under specific law(3) Finance companies/Credit foncier companies/ Securities companies(4) Non-life insurance companies/Life insurance companies(5) Mutual funds(6) Provident funds(7) Private funds in which

Exercise ratio (warrant: common stock) 1 : 1 Exercise price (baht per share) 2.10 Term of warrants 3 years Exercise period Quarterly First exercise date 30 September 2020 Last exercise date 27 August 2021

No. CAZ 017/2020 07 August 2020 Subject: Management Discussion and Analysis for the 2nd Quarter ended 30 June 2020 Attention: The President, The Stock Exchange of Thailand CAZ (Thailand) Public

27 October 2020 At: ACC/HO 019/63 Re: Management Discussion and Analysis for the Quarter of 3/2020 To: President The Stock Exchange of Thailand During the third quarter of 2020 the Coronavirus 2019

ที่ FPI Ref. FPI.006/2019 10 May 2019 Subject : Management Discussion & Analysis of Performance Results of Quarter 1/2019 To : Board of Directors and President of The Stock Exchange of Thailand

assistance To: The President The Stock Exchange of Thailand GFPT Public Company Limited ( “ The Company” or “ GFPT” ) , held the Board of Directors’ meeting no. 8/ 2561 on September 27th, 2018, approved the

www.bangkokbank.com Ref.: OP.435/2019 12 December 2019 Re: Entering into a Share Purchase Agreement for the Acquisition of a Majority Shareholding in PT Bank Permata Tbk To: President The Stock Exchange of Thailand

assistance To: The President The Stock Exchange of Thailand GFPT Public Company Limited ( “ The Company” or “ GFPT” ) , held the Board of Directors’ meeting no. 9/ 2562 on December 19th, 2019, approved the

over acquisition cost). This is to confirm our ability to purchase NPLs and NPAs at a favorable price. The key major event in the year 2019 was the company’s initial public offering though the Stock