=/AF=8=944 2.5 6 P =-ก-40-0AEB กT19=ก3= B-.0 TP1?P4L0C2= BBB 1.B-. 14 4=ก=F= (spread) 4 2.5 6 P 5 -1C/02= ก!"$ ก8% % ? ก-.39.09=ก32 =4ก.ก30-4Cก0.=BBCPก0.=BB 4-กC ก 1 C 3 A3:-0-413:04 9/-. -/0 AA4ก
lockdown measurement which has begun from the last week of March to create social distancing and contain the spread of Covid-19, as a result, businesses has been interrupted and severely affected the
and May 2020 to prevent the spread of COVID-19 such as the shopping malls were closed temporarily and travel restrictions imposed, resulting in lower credit card spending. The provision of bad debt also
continuous decline in global HRC prices and concerns about the growing spread of global epidemic of COVID 2019 towards the end of 1st quarter of 2020. This also resulted in slowing orders from customers due to
lessen countrywide spread control measurements, Thai economy was slowly recovering from the world economy contraction. Private consumption slightly recovered from the ease of measurements. Export sector
loan spread from 5.2% in 1Q17 to 4.9% in 1Q18. % 1Q17 2Q17 3Q17 4Q17 2017 1Q18 Yield on loan 7.6 7.6 7.7 7.4 7.5 7.2 Cost of fund 2.4 2.3 2.1 2.3 2.3 2.3 Loan spread 5.2 5.3 5.6 5.1 5.2 4.9 Net fees and
% resulting in declining loan spread from 5.2% in 1Q17 to 4.9% in 1Q18. % 1Q17 2Q17 3Q17 4Q17 2017 1Q18 Yield on loan 7.6 7.6 7.7 7.4 7.5 7.2 Cost of fund 2.4 2.3 2.1 2.3 2.3 2.3 Loan spread 5.2 5.3 5.6 5.1 5.2
declined slightly from 7.2% in 1Q18 to 7.1%. Meanwhile, cost of funds for 1Q19 was maintained at 2.3% resulting in loan spread for 1Q19 at 4.8%, a slight decline from 4.9% during 1Q18. 6 % 1Q18 2Q18 3Q18
/ Other Risks (โปรดระบ)ุ 4/ ผล Stress Test ของทั้งกอง 5/ 1/ เช่น การเปลี่ยนแปลงของราคา หรือดัชนีราคาหุ้น, yield curve, ราคาสินค้าโภคภัณฑ์ อัตราแลกเปลี่ยน หรืออ่ืน ๆ 2/ เช่น การเปลี่ยนแปลงของ credit spread
1.4% for 1Q21 comparing to 1.9% for 1Q20 from continuous cost management in line with the decline in policy rate and market deposit rates during the past periods. Overall, resulting in loan spread for