of the Board of Directors of AEONTS and the Senior Managing Director of AFS 2Mr. Junichi Iwakami is the Senior Executive Vice President of AEONTS and Non-Executive Director of AEON Systems. Related

year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan

rising cost of land becomes a major risk for operating a real estate business. Additionally, the difficulty of finding a good location of land with reasonable price point in central Bangkok has arisen

risk for operating a real estate business. Additionally, the difficulty of finding a good location of land with reasonable price point in central Bangkok has arisen. With regarding to the competition

Company’s major export countries, e.g. Cambodia where flood caused transportation difficulty and China where some distributor had weak performance. In addition, Thai baht was stronger than currencies of the

the delay in ownership transfer in a certain number of our customers and lockdown policy implemented in various countries causing difficulty for real estate foreign buyers to proceed the ownership

). Please be informed accordingly, Sincerely yours Apinya Jarutrakulchai (Ms. Apinya Jarutrakulchai) Senior Executive Vice President Finance and Accounting Department Tel : 0-2677-7000 Fax : 0-2677-7011-2

year. This was due to the higher earnings before tax. Please be informed accordingly. Sincerely yours, (Ms. Wannee Juntamongkol) Senior Vice President – Accounting and Finance

Please be informed accordingly. Sincerely yours, Matching Maximize Solution Public Company Limited Mr.Wiroj Bunsirirungruang Senior Executive Vice President and Company Secretary

sincerely, Mr. Wit Tantiworawong Senior Executive Vice President