. Additionally, during 2017, the Bank had made progress in resolving NPLs of real estate development sector resulting in a decline in NPLs for this segment. Loan loss provisions (excluding general reserve) and
business segment) transactions (2) Core EBITDA is Consolidated EBITDA less In- ventory gain/(loss) whereas Core EPS is Reported EPS less Inventory gain/(loss) and onetime extraordinary items. Segments total
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