of Loan Transaction, which is equivalent to the rate of 1.08 percent per annum plus 1 percent. Such amount is even more than the return that the Company may have obtained if it had continually

consumer spending, industry continued to offer value- for- money mobile data to attract customers. Mobile ARPU continued to be pressured by unlimited data plan; albeit some initiated effort to raise price

such as cash back on Top-up money service on Rabbit Line Pay as well as cash back on spending at online shopping stores at least 1,000 Baht per sales slip. Also, the Company launched Digital YourCash-A

customers affected by sluggish economy sought for value- for-money services. Competition in postpaid segment has been stable. Operators with 5G services are focusing on building 5G perception and attract 5G

" 2 4 Standardised approach 4. .&.+#-! ( 0 1 ) ). 2.3) 3.&. (#%I#0# 4 . .&.+#-! (.+ +#-!3&' current value ).. 01 - +#-! > &' current value ). (out of the money) .&.+ #-! +#-!#& ' current value

net interest income that rose Baht 4,483 million, or 5.00 percent, which came mainly from rising interest income from investments and interest income from interbank and money market items, as well as

prepaid  to  post ng popularity of ew acquisition a rice, as aggressiv money.   2Q17 M ced Info while  ofitable  growth,  17,  the  ty  and  data.  petitive  gh‐end  ostpaid  reased  ded its  6). The  month

warrant (DW) เพราะผู้ลงทุนมีความคุ้นเคยแล้ว (3) complex return fund ที่มี capital protection > 80% (4) unrated bond และ perpetual bond (5) HYB fund เน่ืองจากมีความเสี่ยงต่่ากว่าตราสารทุน และ ต้องลงทุนตาม

% Efficiency ratio 31-Mar-20 31-Mar-20 31-Dec-19 Return on equity 5.0% 5.0% 1.2% Return on asset 5.0% 5.9% 2.5% Liquidity ratio 31-Mar-20 31-Mar-20 31-Dec-18 Current ratio (time) 1.04 1.10 1.06 Leverage ratio 31

policy covers money market funds according to the notification on investment and of which investment meets the conditions set forth in Clause 21, where the mutual fund management company may determine that