agreement, dated January 22, 2017, (the “Credit Agreement”) with the loan amount of USD 71,000,000, or equivalent to THB 2,450,154,777.78, with Link Capital I, where on February 2, 2017, the Company utilized
Discussion and Analysis (MD&A) for year 2017 18 Unit : Million Baht Jan -Dec 2017 Cash flows from financing activities Cash received from long-term loan 3,037,818 Payment for redeemtion of debentures (62,607
also increased by 61.11 million Baht. 3) Net cash used in Financing Activities amounted to 955.01 million Baht, mainly due to the repayment of long-term loan and the second half dividend payment of
that the credit facility, cost of loans, and terms and conditions of loan agreement are reasonable in the current circumstances, but highlights that GJS will expose to risk from increased cost of loans
of currency exchange in present to stay in low level. Information Memorandum on Acquisition of Assets O.C.C. Public Company Limited หน้า 8 จาก 20 4. Risks on Credit Loan for Investment At present, the
”), MahaNakhon Bespoke Tailoring Company Limited (“MHNK Bespoke”) and Verita MHK (Thailand) Company Limited (“Verita”) in term of loan in the total amount of not exceed Baht 42,046,735.08. This transaction shall
rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onward. However, the company focuses on promoting sales through online channels to
’ burden by reducing minimum payment for credit card and personal loan as well as providing a grace period and relief program in the first quarter of 2020. Moreover, the Company adopted a more cautious in
resulted an increase in 2 credit cards income at 4%, personal loan income at 2% and the growth of subsidiaries in Thailand and overseas. In addition, the Company has continued marketing campaigns throughout