declined from 7.6% to 7.2% yoy due to the high growth of loan portfolio in the low yield segment – housing loans, corporate lending and real estate 6 development loans. Meanwhile, cost of fund for 2Q18

to hand over to housing juristic person and for repurchasing of houses from customers, totaling 247 million baht In the first nine months of 2018, income tax is decreased in an amount of 284.54 million

from 7.5% to 7.2% yoy from the expansions of loan portfolio in the low yield segment – housing loans, corporate lending and real estate development loans. 6 Meanwhile, cost of fund for 2018 was

หรือ 56.0 ล้ำนบำท) Annual accounting support fees from issuers based on average equity market capitalization previous year (ประมำณกำร ส ำหรับปี 2559 จ ำนวนประมำณ $220.9 million หรือ 7,730 ล้ำนบำท) เอกสำร

rates between that financial reporting currency and Thai Baht on the last day of each month during the period. B. Capitalization and Indebtedness Provide information about capitalization and indebtedness

housing loans as most borrowers rushed to submit their loan applications before the effective date of the revised Loan-to-Value (LTV) measures on April 1, 2019. Demand for auto-leasing declined in line with

from the end of 2019 with growth driven by hire purchase, housing and corporate lending segment. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 3Q20 declined further to 2.9

products launched by some financial institutions as well as from auto-leasing. Meanwhile, demand for housing loans continued to decline after the implementation of the revised Loan-to-Value (LTV) measures

invested in an overseas joint venture. Capitalization period for capitalized interest on investment in buildings, plants, and machinery ceases when the asset is ready for use (interest expense incurred

machinery, subsidiaries, and joint ventures both in Thailand and overseas. Capitalization period for capitalized interest on investment in buildings, plants, and machinery ceases when the asset is ready for