fragile, others remained mired in uncertainty in terms of new modes of competition, a broader marketplace within the ASEAN Economic Community (AEC) and the digital age, along with external changes

and to enhance the financial services with expertise in wealth management, digital banking and trade finance of CTBC Bank through Land and Houses Financial Group which consists of; - LH Financial Group

6.70 percent from the same period of last year. The decrease came from non-interest income which fell Baht 2,871 million, or 19.00 percent, due to cancellation of funds transfer fees via digital channels

, which helped support investors’ confidence. This is despite the fact that this factor, coupled with the stable policy rate, resulted in increased volatility in money and capital markets as well as foreign

SMEs & SSME and retail loan. 3. Electronic Services At present, Thailand is entering Digital Transformation and government policy in implementing plan to Digital Economy which the bank awareness to

service for big corporate & corporate, loan service for SMEs & SSME and retail loan. 3. Electronic Service At present, Thailand is entering to the Digital Transformation and the government policy in

corporate & corporate, loan service for SMEs & SSME and retail loan. 3. Electronic Service At present, Thailand is entering to the Digital Transformation and the government policy in implementing plan to

facilitate public access to mutual fund investment with a small amount of money and have the investment funds managed by the professionals, but also build disciplined investing habits for consistent and

declines in gains on investments and net fees and service income. The decrease in net fees and service income was due to the exemption of transaction fees via digital channels and lower fees from loan

of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the