: ……………………………………...………………….……. ………………………………………………………………………… ………………………………………………………………………… Beta Tracking Error Average Maturity of Debt Instruments Fees to be charged to the fund (% of NAV per annum) Yield to Maturity Fee items Maximum charge Actual charge Country Allocation Management fee

risks from internal and external factors such as severe droughts, a rise in unemployment and household debt as well as the global outbreak of the Coronavirus (COVID-19) since early 2020. However, the

%, personal loan income at 6%, bad debt recovery at 21% as well as the growth of subsidiaries in Thailand and overseas by 15%. This is because the Company has continued launching new marketing campaigns

majority of other incomes came from bad debt recovery of 500 million baht and gain on sales of written-off accounts receivable of 346 million baht. Moreover, the income for the fiscal year 2016 of company’s

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, or higher. - 14 - debt securities are payable in two or more currencies, indicate who has the option to determine the currency conversion, as well as the basis for that determination. 7. Where not all

well as the Debt Recovery Committee and the Human Resource Committee. 3. Type and size of transaction, basis used to determine service fee and payment method 3.1 Type and size of transaction This

responsible for and approving all risk matters and will also be a member of the Risk Management Committee and all its sub-committees as well as the Debt Recovery Committee and the Human Resource Committee. 3

million baht. 6. Source of fund for asset acquired. The company‟s cash flow and/or Promissory Note amount 40 millions. 7. Criteria to determine the Value of Consideration. The company has decided to hire

8.3824, the total of Baht 256,500,000. Conditions for the debt The seller agrees to proceed for the Nation University to repay the debt for the loans and/or other debts between the Page 2 payment Nation