loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company Limited is assigned the

with high level of loan loss provision and capital fund to facilitate further credit expansion. Credit Rating Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A

with high level of loan loss provision and capital fund to facilitate further credit expansion. Credit Rating Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A

(attributable to equity holders of the parent) of Baht 195 million for the second quarter of 2019, a decrease of 15 percent compared to the second quarter of the previous year and net profit (attributable to

% Anticipated credit losses 0.0 0.0% -49.8 6.5% 49.8 n.a. Total Expenses 94.4 17.1% 154.8 20.3% 60.4 64.0% Operating Profit 234.5 42.5% 317.9 41.6% 83.4 35.6% Finance Cost -41.1 -7.4% -68.2 -8.9% -27.1 65.8% Tax

2Q2024, other expenses were THB 1.22 million, increased by THB 0.12 million or +11.07% YoY, mainly due to the increase in credit loss from service provision. In 6M2024, other expenses were THB 2.16 million

by THB 1.73 million or -75.77% YoY, mainly due to the decrease in credit loss from services provided. In 9M2024, other expenses were THB 2.71 million, decreased by THB 1.83 million or -40.22% YoY

Industry and Competition 2 1.3 Regulatory Changes 2 2. Risk Management and Risk Factors 5 2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 2.4 Cyber Risk Management 6

เช่น หุ้นกู้ที่อ้างอิงกับราคาหุ้น (equity-linked notes) หุ้นกู้ที่อ้างอิงกับเหตุการณ์ที่มีผลต่อความสามารถในการชำระหนี้ของตราสารหนี้หรือผู้ออกตราสารหนี้ (credit-linked notes) เป็นต้น

กองทุนเปิดไทยพาณิชย์ Global Sustainable Equity 1 คำจำกัดความ / คำนิยาม : โครงการ หรือ โครงการจัดการ หรือ โครงการจัดการกองทุนรวม หมายถึง โครงการจัดการกองทุนเปิดไทยพาณิชย์ Global Sustainable Equity