quarter of 2019, the Company’s revenues were 5,979 million baht, showing an increase of 754 million baht or 14% y-y and 6% q-q. This was the result of continued growth in core business revenues that

and service income – Cost of sales and services (does not include other income) Q2 2018 Q2 2017 YoY change YoY % change Unit: Million Thai Baht (THB) Sales and service income 292.69 231.08 61.61 27

13% y-y. In the third quarter of 2018, the Company’s revenues were 5,225 million baht, an increase of 548 million baht or 12%y-y. This is the result of an increase in core business revenues by 11% y-y

leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business

, rental and service income, interior and creative service income, and other incomes were totaling of 14 Million Baht. The Company also gave priority to launch a new campaign in selling and marketing to

1,692.5 Million Baht, increasing by 75% as compared to Q2 2016 of 969.3 Million Baht. Additionally, the revenues from other incomes such as trademark and trade name fees, rental and service income, interior

income includes net fees and service income, gains (losses) on financial instruments measured at fair value through profit or loss, gains on investments, dividend income and other operating incomes. In the

ecosystems with partners while also developing our core service channels for enhanced efficiency in accessing customers in order to deliver them excellent services under the greatest cost management

of a holding company, the sizes of the company operating the core business and the others shall be specified in comparison to the specified sizes under relevant regulations. Should the ratios do not

) Interest income 2,144.6 2,184.4 (39.8) (1.8) Interest expense (866.1) (1,026.8) (160.7) (15.7) Net interest income 1,278.5 1,157.6 120.9 10.4 Fees and service income 227.4 212.3 15.1 7.1 Fees and service