the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2019 2/2019 3/2018 2/2019 3/2018 2019 2018 (%) Net profit * 9,438 9,347 9,030

this standard, the method of revenue recognition of the Company shall change. Non-performing loans purchased from financial institutions, which are under IFRS9 standards, are considered to be purchased

1: Overall Financial Performance Unit: million baht Jan-Mar 2019 % Jan-Mar 2020 % Change % YoY Revenue 132.54 100.0% 179.21 100.0% 46.67 35.2% Cost (73.41) (55.4%) (93.71) (52.3%) (20.30) 27.7% Gross

of holiday club memberships increased by Baht 780 million. The revenue recognition of the property sales projects (Banyan Tree Deluxe Double Pool Villas, Banyan Tree Grand Residences, Cassia Phuket

Baht 971 million and earnings per share of Baht 0.49 a decrease of 10% when compared to the previous year. The Company would like to clarify the reasons for the change in profits for 2019 compared to the

School Name: สารสาสน์วิเทศศึกษา (Translation) Re: BOD.SET 005/2018 February 23, 2018 Subject: Clarification on the Change in operating results for the year ended December 31, 2017 over 20% compared

increase of 1,700 million baht in gross profit. 3. In 2017, the Company recorded gain on change in shareholders’ equity of an associate in an amount of 1,135 million baht. It came from the issuance of 7,545

alternative for consumers. Consolidated Q1/ 2020 Q1/ 2019 Change Financial Statements (Million Baht) (%) (Million Baht) (%) (%) Revenue from Sales 1,110.0 100.0 % 1,280.3 100.0 % (13.3 %) Cost of Sales (808.1

while in 2019 is at 8.2% of revenue from sales, increased from the same period last year by Baht 10.1 million or 31.8%. The change due to loss from exchange rate, devaluation in short-term investments and

, net profit amounted to THB 39.1 million, a decrease of THB 126.2 million or 76.4% from the same period last year. The main factor causing the operating results of the second quarter of 2020 to change