. Overall market environment The Thai economy continued to expand mainly from 2 key drivers relating to external factors, in line with the recovery of the overall global economic conditions (Global
overall loan growth for the first half of 2018 to expand by 10.2%. The Bank loan portfolio registered growth across all segments with hire-purchase portfolio continuing to expand by 2.8% from the end of
1Q18. 3 Overall Business Operations The Bank’s loan portfolio further expanded during 2Q18 with growth of 4.3% from the end of 1Q18, with overall loan growth for the first half of 2018 to expand by 10.2
expand largely from domestic demands contributed both from private consumption and private investment. Private consumption grew notably in durable goods segment (especially in vehicles) while growth in non
help expand the Company’s business in Vietnam. 1,515 1,370 1,500 1,531 1,361 118 61 78 28 9 0 20 40 60 80 100 120 140 160 180 200 0 200 400 600 800 1,000 1,200 1,400 1,600 1,800 2,000 Q1/17 Q2/17 Q3/17
mall management and effective operating costs control The Thai economy in 2Q17 continued to expand and recovered at a modest pace, driven by export of goods which showed a high expansion, and the tourism
Discussion & Analysis Q1/2022 Operating Highlights in Q1/2022 Q1/21 Q1/22 Change +/(-) (THB million) %YoY Operating Revenue 179 198 11% Gross Profit 105 120 14% EBITDA 57 58 2% Net Profit (Loss) for the
from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent
, which was, the government issued the Labor Protection Act (No. 7 ) B.E. 2019, prescribing the rate of severance pay that increased from 300 days to 400 days Such change resulted in an increase of the