million, declining by 2.7% from the end of 2018. Loan to deposits and borrowings ratio stood at 103.6%, comparing to 99.1% at the end of 2018. 10 LIABILITIES CONSOLIDATED Change (BAHT'000) Jun 30, 2019 Dec
high level of household debt limiting household consumptions. Meanwhile, in the auto industry, the total number of car sales for the first six months of 2019 still showed an expansion with sales for the
and allowance for troubled debt restructuring amounted to Baht 10,853 million with outstanding Baht 4,500 million in general reserve. The total loan loss reserve to total mandatory reserve ratio stood
classified as Tier 2 capital. Loan to deposits and borrowings ratio stood at 100.0%, comparing to 101.8% at the end of 2017. 11 LIABILITIES CONSOLIDATED Change (BAHT'000) Jun 30, 2018 Dec 31, 2017 Amount
yoy. Cost-to-income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 46.4% for 3Q18 comparing to 45.9% during 3Q17. Impairment loss on loans and debt securities
level of household debt while inflation remains at a low level. Other key risks that need to be monitored are the slowdown in global economy especially the Chinese economy, lower than expected growth in
at June 30, 2020 December 31, 2019 Current Ratio 6.0 7.7 Debt to Equity Ratio 0.2 0.1 From the change in accounting policy due to the adoption of Financial Reporting Standard No. 16 (TFRS 16), the
, 2019 Current Ratio 7.4 7.7 Debt to Equity Ratio 0.2 0.1 From the change in accounting policy due to the adoption of Financial Reporting Standard No. 16 (TFRS 16), the company has increased total
sold to sales revenue ratio increased from 26.72% to 44.27% because of the raw material and packaging increased 81.98%. and change in product sales mix since we invested in the new Company, KURON Co