year 2019, the Company’s sales revenue was USD 3,309.02 million, (or equivalent to Baht 102,493.85 million) which decreased by 4.95% compared to last year. The decreased sales revenue was mainly derived

shares through Lombard Estate Holdings Limited, the Company’s subsidiary in which the Company directly holds 100% of shares) has subscribed newly issued shares of 46,800 shares or equivalent to 30 percent

delay of the Fiscal Expenditure 2020 Budget Act causing by various economic factors. As a result, the Company's sales revenue was Baht 211.37 million. It decreased Baht 70.16 million or equivalent to

the consumers carefully. According to the economic factors as above mentioned, the Company’s sales revenue was Baht 248.16 million. It decreased Baht 17.51 million or equivalent to 6.59% compared to

million baht to solve the issue of decreasing capital adequacy ratio below the requirement specified under the Insurance Law. He obtained the material non- public information by virtue of his positions

that TIP had to increase its registered capital shares at the amount of 250 million baht to solve the issue of decreasing capital adequacy ratio below the requirement specified under the Insurance Law

non-public information concerning that TIP had to increase its registered capital shares at the amount of 250 million baht to solve the issue of decreasing capital adequacy ratio below the requirement

issue of decreasing capital adequacy ratio below the requirement specified under the Insurance Law. He obtained the material non-public information by virtue of his positions before such information

25.30% Net Profit / Margin 12.71 2.86% 5.43 1.38% Revenue from sales and services The Company’s sales and services revenue is reduced by THB 50.98 million or equivalent to 12.96 percent, due to increases

equivalent to 11.46 percent due to increases in competitors and the economic downturn in the country. Gross Profit The Company’s gross profit is THB 79.70 million equivalent to 25.83 percent, in which the