for Chinese tourists. Moreover, KBank continued to install Electronic Data Capture (EDC) for merchants as part of our push for a cashless society in alignment with the National e-Payment Master Plan
beneficial to customers’ business operations. For card accepting merchant business, KBank developed the K PLUS Shop application on a continual basis in alignment with the government’s National e-Payment Master
technology along with liveness detection in order to confirm customer identity. KBank is in the process of reviewing KYC-related policies and operational procedures to be in alignment with the above-mentioned
alignment with disbursements in transportation projects. Moreover, large IT projects of government agencies may have to wait for the annual budget for 2024, which expect to be approved by the council in April
whether the nature of the estimate or assumption is material because of the subjectivity and judgment required to account for highly uncertain matters, as well as whether the estimate or assumption will
the accuracy or completeness of the information contained in this document or otherwise made available nor as to the reasonableness of any assumption contained herein or therein, and any liability
3,137mn, from the assumption of a 50% stake in the joint venture with Sansiri, Keystone Estate joint venture and Keystone Management joint venture, (iv) an increase in land and project awaiting development
22.7% or THB 4,106mn from the balance as of 31 December 2017, mainly due to assumption of outstanding debt from EBT of UE last quarter. Net interest-bearing debt to equity ratio stood at 0.57 times, a
the valuation from the independent financial advisory was based on the assumption that all assets are completed and able to operate as planned. To do so, he Company was required to invest additional
, mainly due to the assumption of outstanding debt from EBT of UE netted against the proceeds from the capital increase in the first quarter. Net interest-bearing debt to equity ratio stood at 0.53 times, a