-Translated Version- No. ECF2 026/2019 May 15, 2019 Subject: Management Discussion and Analysis of the 1st quarter ended 31 March, 2019 To President The Stock Exchange of Thailand East Coast

-Translation- No. ECF2 041/2561 12 November 2018 Subject: Management Discussion and Analysis of the 3rd quarter ended September 30, 2018 To President The Stock Exchange of Thailand East Coast

Baht 2,338.1 million or 5.7% from the end of the year 2019. This includes the treasury stock purchased during the accounting period, valued at Baht 335.4 million. LH Financial Group Public Company

Attention: President The Stock Exchange of Thailand Regarding to JAS Asset Public Company Limited (“the Company”) Board of Meeting No.4/2020 on 15 May 2020, the resolution to certify the Company’s financial

Management Discussion and Analysis Q2/2020 Page 1/6 JAS Asset Management Discussion and Analysis Q2/2020 Retail Synergy Management Discussion and Analysis Q2/2020 Page 2/6 J63/015 11 August 2020

(EGM) via attendance and veto against suspicious connected transactions. The Thai Investors Association (TIA) continued its proactive work in assessing AGMs and representing retail investors. The

today affirms integrated collaboration of the institutional investors which will bring about even more solid self and market disciplines to drive capital market industry. For retail investors, the SEC

2nd quarter of 2020 and 6-month period ended 30 June 2020 To The President The Stock Exchange of Thailand We, Zen Corporation Group Public Company Limited (“the Group”), are pleased to provide you our

Central Retail Corporation Public Company Limited Management discussion and analysis /Page 1 Management Discussion and Analysis Economic overview The tightening of COVID-19 containment measures in

consisting of Big Corporate & Corporate, SMEs, SSMEs and Retail. Furthermore, the bank also provides trade finance to support import and export business as to increase an opportunity and strengthen negotiation