measure, the Bank continued to set aside additional expected credit losses (Management Overlay) in the amount of Baht 998 million for any possible adverse impact from the current situation. Total allowance

rate than should have been. Describe the risk characteristics, causative incidents, possible impacts (specify numerically if applicable), tendency or possibility of such risks. In the case that the REIT

’ Representatives. "insiders of issuer who issues underlying shares" means persons who are in the position with possible access to inside information of the issuer who issues underlying shares due to the structure of

help expand the customer base and create ecological system. FSMART will have a complete database to contribute more valuable things in the future.

headcount. This will help not only strengthen our core platform but also ensure sustainable long-term growth. In addition, the Company set aside additional provisions for employee retirement benefits in the

, namely the vending and top-up service machine, the flexible (spiral) vending machine, and the fresh roasted coffee machine. The Company will help managing the expansion of 3,000 - 4,000 machines in 2020

additional profits according to the operating results of WICE SG. In addition, WICE SG will help increase the number of overseas branches for the company. Which will result in even more revenue growth for the

weaken. Although the government has policies to help the cost of living of people at the grass-roots level, it focuses on spending of the essential consumer products only. In addition, there was a factor

Office, which will help facilitate their business operation. Notification of the Office of the Securities and Exchange Commission No. SorKhor/Nor. 10/2552 Re: Rules, Conditions and Procedures for

companies to make advertisement related to estimated return and auto redemption rate in compliance with the rules prescribed without obtaining prior approval from the Office, which will help facilitate their