decreased by Baht 2.56 million and Baht 6.79 million respectively. 1.4 Operational profit and net profit (Unit: Million Baht) For the third quarter For the period of nine months Movement for the third quarter

in of Q2’21, and six-month period which decreased to a change of customer structure. 1.4 Operational profit and net profit (Unit: Million Baht) For the second quarter For the period of six months

10.44 million, or 41.40%, in the nine-month period cause was more commission income in of Q3’21, which decreased by Baht 3.89 million and Baht 12.27 million respectively. 1.4 Operational profit and net

, which increased by Baht 0.85 million, in Q2’22; and amounted to Baht 5.10 million, which increased by Baht 2.40 million in the six-month period. 1.4 Operational profit and net profit (Unit: Million Baht

2.61 million and Baht 4.23 million respectively. 1.4 Operational profit and net profit (Unit: Million Baht) For the second quarter For the period of six months Movement for the second quarter Movement

Baht 3.51 million, or 23.34%, in Q2’19; and amounted to Baht 22.63 million, which increased by Baht 0.19 million, or 0.84%, in the six-month period. 1.4 Operational profit and net profit (Unit: Million

MANAGEMENT DISCUSSION & ANALYSIS 2Q 2020 13 AUG 2020 U CITY PCL 2Q 2020 - MD&A (for three-month and six-month period ended 30 June 2020) 1 U CITY PCL 2Q 2020 KEY FINANCIAL HIGHLIGHTS • Total revenue

176 1.6% 297 2.4% 121 68.8% Income Tax Expenses 120 1.1% 134 1.1% 14 11.7% Net Profit 438 4.1% 490 3.9% 52 11.9% Revenues Analysis Total revenue in 2017 was 12,622 million Baht higher than 2016 of 1,921

to submit our management’s discussion and analysis for the fiscal year ended December 31, 2019, as follows: For the year ended December 31 Change 2019 2018 MB MB % Sales revenue 371.33 316.83 17.20

MANAGEMENT DISCUSSION & ANALYSIS 2Q 2018 14 AUG 2018 U CITY PCL 2Q 2018 MD&A (for the quarter ended 30 June 2018) 1 U CITY PCL 15 MAY 2018 2Q 2018 KEY FINANCIAL HIGHLIGHTS  Total revenue rose