-1- AIT (VP-SEC) 035E/2023 November 7, 2023 Subject: Management's Discussion and Analysis of Operating Results for Q3-2023 To: The President of the Stock Exchange of Thailand Summary of Operations Q3

operating performance allowed KBank and K Companies to meet business targets while also gaining wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in this

/2020 Operating Results Overall operating results of the Company and its subsidiaries (unit: THB million) Q3/19 Q2/20 Q3/20 change +/(-) 9M/19 9M/20 Change +/(-) YoYYoY QoQ Operating revenue 19,227 18,138

LIMITED VNET VENTURE CAPITAL MANAGEMENT SECURITIES , COMPANY LIMITED WEALTH PLUS ADVISORY COMPANY LIMITED WEALTH REPUBLIC MUTUAL FUND BROKERAGE SECURITIES COMPANY LIMITED WEALTH CREATION INTERNATIONAL

capital of Baht 220,000,000 and the paid-up capital of Baht 172,000,000 and the objectives of the company include service creation and management of integrated marketing communications, such as spaces and

(Environmental, Social, Governance) integration in business operation and to disclose the outcome of ESG practices on ‘One Report’. To promote creation of investment products for sustainability such as green

-2841-5925 Website: www.kiatnakin.co.th http://www.kiatnakin.co.th/ 2 Management Discussion and Analysis (MD&A) For the first quarter ended March 31, 2018 comparing operating performance and financial

Website: www.kiatnakin.co.th http://www.kiatnakin.co.th/ 2 Management Discussion and Analysis (MD&A) For the first quarter ended March 31, 2018 comparing operating performance and financial position for the

to 1) consolidated operating loss of Baht 273 million during the year; 2) the recorded transaction of treasury shares from shareholders’ equity for financial management of 4 million shares during Q1

operating results for the 3-month period and 6-month period ending June 30, 2017 To : President The Stock Exchange of Thailand Diamond Building Products Public Company Limited and its Subsidiary (together