the Purchaser signed the share purchase agreement for NML shares on 28 August 2018. The transaction mentioned above is considered as a disposal of assets in accordance with the Notification of the

within 31 December 2018. The transaction mentioned above is considered as a disposal of assets in accordance with the Notification of the Capital Market Supervisory Board No. TorChor. 20/2551 (2008) Re

instruction by the official agency or the competent authority under law, in the country or in a foreign country, to improve the work system relating to accepting deposits of the assets of the customers or any

HRC Average Selling Price (Bht./Ton) 18,108 15,709 HRC Cash Margin (Bht./Ton) 1,223 1,334 Unit: million Baht 3rd Quarter 2017 Year-end 2016 Fin an ce S ta tu s Total Assets 31,907 32,615 Total

(Translation) No. IR/2561/010 27 February 2018 Subject: Acquisition of assets To: President The Stock Exchange of Thailand Enclosures: Information Memorandum of Singha Estate Public Company Limited

Assets 0.01 - 0.08 0.01 (0.07) (87.50) Gain on Foreign Exchange Rate – Net 1.51 0.12 0.20 0.02 1.31 655.00 Other Revenue 2.79 0.22 2.23 0.20 0.56 25.11 Total Other Revenue 4.31 0.34 2.51 0.23 1.80 71.71

non-performing assets (NPAs) totaling Baht 413 million and had gain of Baht 195 million. In the Financial Market business, the Bank generated revenue of Baht 64 million. The market shares (SET and mai

loans ratio at the end of 2Q18 further declined to 4.5% from 5.0% at the end of 2017. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 413 million and had

1,113.27 99.65 994.76 99.69 118.51 11.91 Gain on Sales of Fixed Assets 1.21 0.11 0.05 0.01 1.16 2,320.00 Gain on Foreign Exchange Rate – Net 1.42 0.13 0.85 0.09 0.57 67.06 Other Revenue 1.29 0.11 2.17 0.21

(122.4) (13.6) 703.7 71.8 10.2 LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter Ended 31 March 2021 Page 7/19 Analysis of Financial Position Total Assets