of transactions is supporting normal business transaction of the Company with fair and reasonable transactions. The Audit Committee has additional opinion as follow; 1. The Company should allocate the

sectors to incorporate climate-related risks into their policy, strategic planning and risk management, and follow international standard disclosure guidelines.Donald Chan, Managing Director for Asia

20 percent of the population will be 60 or older and 14 percent will be older than 65. This demographic shift will affect the economy as follows: (1) The labor force will continually decrease which

combined net profit of the commercial banking system was Baht 187.3 billion, a 5.7 percent decrease from last year, due to larger loan impairment charges set aside for credit losses in compliance with IFRS9

services in amount of Baht 930.88 million, an increase of Baht 75.67 million or 8.85%, which was a decrease of revenue from printing business at Baht 67.24 million or 13.13% and an increase of revenue from

turnovers, with revenues from hire purchase of 370 million baht, a decrease of 22 million baht or 6% from total hire purchase revenues last year. This was mainly contributed from hire purchase income from

financial institutions for the 1st quarter of Year 2017 and 2018 were in amounts of 1.50 million and 0.12 million respectively, decreasing by 92.0% . This decrease stemmed from receiving the lump sum amount

results for the year 2018, 2017, and 2016 Unit: Baht million 2018 % 2017 % Increased (Decrease) % 2016 % Increased (Decrease) % Revenue and Services Income 53,066.6 100.00 49,224.0 100.00 3,842.6 7.81

the Year 2017 and 2018 were in amounts of Baht 5.15 million and 1.92 million respectively,declined by 62.8%. This decrease stemmed from receiving the lump sum amount of capital increase from the Initial

Million THB, a decrease of 119.7 Million THB or 36.0% YoY. Because in 2017, the company recognized loss from goodwill impairment of 124.8 Million THB, trademark impairment of 12.1 Million THB, leasehold