Public Company Limited Management’s Discussion and Analysis Performance for the Period Ended December 31, 2018 Financial Ratio Analysis Profitability Ratio Unit Jan – Dec 2018 Jan – Dec 2017 Gross Profit
partnership. Compared to 2Q19, the percentage of revenue contribution is mostly the same. The service revenue can be categorized into The core service revenue included revenue from mobile, fixed broadband, and
(calculated from the percentage of shareholding). • In Q3/2018, the depreciation expenses increased by Baht 143 million from the start-up of IRPC-CP Phase 2 and ISP1 in Q4/2017. Operating Revenue The company
value gains (losses) and other income totally increased by 16.9 million Baht, net claim expenses (less claim recovery from reinsurers) however rose by 33.32 million Baht. The ratio of net claim expenses
million Baht as earned premium and commission and brokerage income from reinsurers increased by 4.66 million Baht. The ratio of net claim expense over earned premium over the same period last year moreover
profit from underwriting decreased by 11.83 million Baht due to significant fact that earned premium and commission and brokerage income from reinsurers dropped by 4.3 million Baht. The ratio of net claim
operating result – Relative to last year quarter’s, Loss Ratio had dropped by 8.64% (From 67.87% to 59.23%). Underwriting had been more selective. Sales associated with high risk clients had been monitored
criteria Document Type -- Select Security Type -- Financial Statements Annual Registration Statement (Form 56-1) Annual Report (Form 56-2) Key Financial Ratio Issuer / Underlying / Securities Date From To