customers and reduced the Company’s operation cost. As a result, the cardless withdrawal transactions currently accounting 97% of total personal loan sales. - Hire Purchase For the 1Q/2023 financial results

than last year. Personal loan Receivables was 338,117 million baht, with the growth of 4% from the same period last year. In the fiscal year 2016, the Company’s total cards reached 7.81 million cards

recovery. According to the Bank of Thailand data, at the end of December 2018, the credit card industry reported the total numbers of credit card industry amounted to 22.1 million cards, has grown by 9% more

and KBank ATMs have increased to 13% of total personal loan sales. - Motorcycle and Used Car Hire Purchase In the first quarter of 2019, motorcycle and used car hire purchase in Thailand and electrical

12,906 0.9% Total revenues from sales 5,909 6,295 -6.1% 12,596 12,661 -0.5% Beverages 5,006 5,296 -5.5% 10,630 10,617 0.1% Personal Care 539 690 -21.9% 1,156 1,338 -13.6% Others 364 309 18.0% 810 706 14.8

26% of total turnovers with the revenue of 10,368 million baht, a decrease of 754 million baht or 7% y-y mainly from a reduction in interest rate ceiling for personal loan by 3%. In the fourth quarter

Mr. Sittichai Phonsap-anan During 13 July 2021 to 3 May 2023 (a total of 438 business days), a group of 18 persons with personal and financial relationships and securities trading activities are: (1

Mr. Nattapong Seetavorarat During 13 July 2021 to 3 May 2023 (a total of 438 business days), a group of 18 persons with personal and financial relationships and securities trading activities are: (1

Miss Ratha Weerapong During 13 July 2021 to 3 May 2023 (a total of 438 business days), a group of 18 persons with personal and financial relationships and securities trading activities are: (1) Mr

Mr. Phakpoom Termsereekul During 13 July 2021 to 3 May 2023 (a total of 438 business days), a group of 18 persons with personal and financial relationships and securities trading activities are: (1