such as the closure of some businesses, temporary reduce or change the working hours and the implementation of social distancing. These situation and measures have widely impacted the world economy many

from the covid-19 situation resulting in higher expected credit loss amount during 3Q20 when comparing to the same period last year. For loan portfolio, the Bank continues to focus on asset quality

, which is the appropriate time for the CM project to receive a better response, because the tourism situation of Phuket should revive to be popular with foreigners again, Causing interest on loans and

the first quarter of 2020, which is the appropriate time for the CM project to receive a better response, because the tourism situation of Phuket should revive to be popular with foreigners again

(43.85) (7.31%) 1,796.58 1,746.84 49.74 2.85% 2. ECONOMIC SITUATION Thailand economic situation in Q3/2019 in Central and Eastern area were contracted as the same period of 2018 due to global economic

SITUATION Thailand economic situation in Q4/2019 in Central and Eastern area were contracted compared to the same period of 2018 due to global economic and domestic consumption weak, that were impacted from

appliances. Therefore, the Company has allocated resources and services to facilitate and support consumer’s needs and provide products promptly amid the uncertainty and constrained situation. Financially, the

situation. As a result, income from both domestic consumption and foreign tourists increased. • Gross Profit margin in Q1/2023 was 63.6%, increased from 60.6% in Q1/2022, mainly due to increase in the

วงที่ผานมา สํานักงานพบวา การออกและเสนอขาย DW มีแนวโนมเพิ่มสูงขึ้นอยางรวดเร็ว และดวยลักษณะของ DW ที่เปน customized product ที่มีความซับซอนและมีความเสี่ยงสูงมากกวาการลงทุนในหุนทั่วไป ผูลงทุนจึง

(Decreased) % Operating profit 993.74 954.83 (38.91) (3.92%) Depreciation 188.28 191.02 2.74 1.45% Amortization 130.47 137.67 7.20 5.52% EBITDA 1,312.49 1,283.52 (28.98) (2.21%) 2. Economic Situation Overall