from the end of 2019 with growth driven by hire purchase, housing and corporate lending segment. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 3Q20 declined further to 2.9

products launched by some financial institutions as well as from auto-leasing. Meanwhile, demand for housing loans continued to decline after the implementation of the revised Loan-to-Value (LTV) measures

benefits of the warrant holders upon the occurrences of any of the following events: (1) When there is a change in the par value of the Company’s ordinary shares as a result of share split or consolidation

ออก มีการกระทำใดที่กระทบต่อมูลค่า ของหุ้นอ้างอิง เช่น เปลี่ยนแปลงมูลค่าที่ตราไว้ของหุ้น (split หุ้น) เสนอขายหุ้นที่ออกใหม่ในราคาต่ำกว่าราคาตลาด ซึ่งทำให้หุ้นเดิมเกิด dilution เป็นต้น ผู้ถือ warrant ก็จะ

117 million has split into 3 transactions and it will be complete after completing the condition stated in the agreement. The first transaction; 51% of total share with the value of USD 2.04 million or

combination or split of shares; (2) when the approved person has subsequently offered for sale of newly issued shares at the price lower than the price calculated by using the market price at the time of offer

due to lower consumer confidence and overall consumption. Demand for housing loans also fell, especially low-rise housing. Going forward, financial institutions expect increasing demand for loans from

7,993 3.4 6,528 2.9 22.5 Micro SMEs loan 7,954 3.3 7,040 3.1 13.0 Housing loan 21,663 9.1 18,642 8.2 16.2 Commercial Lending 60,899 25.6 55,813 24.4 9.1 Real Estate Development loan 31,591 13.3 29,052

8.3 Housing loan 20,516 8.8 18,642 8.2 10.1 Commercial Lending 56,151 24.1 55,813 24.4 0.6 Real Estate Development loan 30,682 13.1 29,052 12.7 5.6 SMEs loan 25,470 10.9 26,760 11.7 (4.8) Corporate

7,627 3.3 7,040 3.1 8.3 Housing loan 20,516 8.8 18,642 8.2 10.1 Commercial Lending 56,151 24.1 55,813 24.4 0.6 Real Estate Development loan 30,682 13.1 29,052 12.7 5.6 SMEs loan 25,470 10.9 26,760 11.7