the global market. Meanwhile, the demand for stainless steel started to increase as the country's economy began to grow steadily as the result of the export sector, private consumption, tourism sector

Year 2020 and 2019 In the third quarter of the year 2020, the Company had the net profit attributable to equity holders of the Company in the amount of Baht 822 Million, when compared to net profit of

109.9 110.8 -0.9 -0.8 Income tax expenses 31.1 62.6 -31.5 -50.3 Net profit (loss) attributable to equity holders 102.7 410.0 -307.3 -74.9 Net profit (loss) attributable to equity holders Margin (%) 1.6

Quarter ended 30 September 2020 Page 3/19 Thailand's Private Sector Collective Action Coalition Against Corruption Certificate LH Financial Group Public Company Limited, Land and Houses Bank Public Company

% 100.0% Net profit - Equity holders of the Company 122.36 14.7% 145.42 17.5% 142.28 17.4% -2.2% 16.3% 542.89 17.5% 583.10 17.5% 7.4% Y.2018 %YoY%YoY Y.2017 Income Statement Q4/2017 Q3/2018 Q4/2018 %QoQ

and 11.3% YoY to 26,185mn1 in second quarter of 2017 (April-June 2017). Overall advertising spending was weighed down by TV sector (Analogue TV, Digital TV and Cable TV) which has the highest market

Liabilities 2,309.57 2,076.68 232.88 11.21 Shareholders’ equity 3,652.78 3,808.35 (155.57) (4.08) Assets As at March 31, 2020, the Company and its subsidiaries had total assets of Baht 5,962.34 million

property development sector decreased their media spending. In addition, gross loss was THB 1.95 million as high proportion of the costs was employee-related costs which were fixed costs. Other income In

% 1.0% Return on average assets /1 0.35% 0.93% 1.19% (0.58)% (0.84)% 0.62% 1.18% (0.56)% Return on average equity /1 2.92% 7.32% 8.84% (4.40)% (5.92)% 5.07% 8.81% (3.74)% /1 Attributable to owners of the

world trade volume. In addition, tourism sector and the agricultural sector expanded continually, as well as improvement in public consumption and private investment. While, public investment declined. As