subsidiaries (“the Group”) as follow: THB Mn THB Mn THB Mn THB Mn THB Mn % THB Mn THB Mn THB Mn % Sales of goods and services 1,110.5 1,145.8 1,142.7 1,141.2 (1.5) (0.1) 4,540.2 4,416.2 124.0 2.8 Revenue from
upstream product. It has low added value and gross profit margin. In addition, there are not less than 10 vendors to supply the plastic fabric, which the Company can purchase at a price lower than the
Minus), “Stable” outlook and affirms the rating of LH BANK’s Basel III Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. LH Financial Group Public Company Limited Management
service followed by client’s standard that appropriate with their business. The Company also organized the marketing activities to educate the water quality to target’s group continuously. At the same time
at a par value of 181,440,000 Baht by the acquisition of IGE's existing ordinary shares will occur only as the condition below, 1. The Company has been approved by the shareholders' meeting to purchase
Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2019 Page 5/22 Credit Rating LH Financial Group Public Company Limited is assigned the credit rating at
million, increasing by 29.7% yoy. The portion of hire purchase loan to total Bank loan portfolio stood at 47.3% with the portion of new cars to used cars at 38:62. Domestic new car sales for the first 8
increased by THB 29.02 million or by 8.97% from 2018. The mainly increase due to the increase in sales from domestic and overseas, especially in product group with high gross margin and good inventory