transactions, and thus slash our cash management costs, leading to reduced costs for our customers and within the overall economic system in the long run. Within this context, KBank and K Companies accentuate

& maintenance costs and insurance premium and property tax of properties owned to earn rentals. In 3Q17, costs of rental and services increased by 3.2% YoY to THB 3,249 mn. The rise in cost of rental and services

media company and is the leading OOH nationwide media in Thailand. The VGI Group’s revenue increased by 26.8% YoY or THB 206mn in 3Q 2017/18 from THB 772mn in the same period last year to THB 978mn

unexpected event in Malaysia, where a government-linked sector that is one of our major clients in airport advertisement has cut back its spending due to the country’s sluggish economy, leading to

, resulting in demand for crude oil adjusting downward . Moreover, Saudi Aramco announced a discount for their Official Selling Price (OSP), leading to the Crude Premium plummeting with significance. Despite

our status as a leading financial institution which can efficiently cope with potential economic uncertainties, KBank emphasizes predictive integrated risk management (IRM) through the establishment of

over net earned premium increased from 57.77% in the same quarter last year to 62.51%, as the terms and conditions of compulsory motor insurance had been adjusted in accordance with the notification of

the ratio of the claim expenses (including loss adjustment expenses) over net earned premium increased from 60.22% in the previous year to 61.59% in the reported year because of the fact that the

amount of Baht 20.15 million due to the increase of earned premium net of reinsurance in amount of Baht 25.91 million 2. Income from investment and other income compared to the same period of last year

235.81% due to net earned premium and fee and commission income amounted to Baht 586.04 million, an increase of Baht 119.33 million or 25.57%, while net claim and operating expenses increased by only 5.66