Quarter ended 31 March 2020 Page 5/20 Analysis of Operating Results In the year 2020, the operating results and the financial position of the company and its subsidiaries have been impacted, mainly from the
customers. The bank has provided the services in the various deposit accounts such as Saving Deposit Account, Biz Saving, Saving Super Shield Account, Non-Fixed Deposit Account, Current Account, Fixed
Super Shield Account, Non-Fixed Deposit Account, Current Account, Fixed Deposits Account, Tax-Free Deposit Account and Foreign Currency Deposit, etc. LH Financial Group Public Company Limited Management
. However, commercial banks remained tighten credit standards on loans to SMEs and household as their concern on a deterioration in debt serviceability especially weak financial position SMEs and high debt
costs as our fuel expenses have increased in recent months in line with the general trends on the solid fuel market. The operational efficiency improvement projects will along with fixed cost discipline
consumption should remain resilient owing to rising income levels and employment gains, and fixed investment is likely to pick up amid high capacity utilization and government infrastructure spending. Risks
internet package top-up. Total revenue from core businesses was Bt729mn, decreasing 8.7% YoY. However, as a result of the costs control measurement, despite some fixed costs such as depreciation and Bt