currency.  Payout Analysis In Q219 THB 805m final dividend of THB 1.00 per share was paid during the quarter from the profits of 2018. In Q218 THB 805m final dividend of THB 1.00 per share was paid during

 to each offshore subsidiary's base currency.  Payout Analysis No dividends were paid in Q118 or Q117. Financial Status The group currently has no interest bearing debt.  Cash reserves and financial

 to each offshore subsidiary's base currency.  Payout Analysis In Q218 THB 805m final dividend of THB 1.00 per share was paid during the quarter from the profits of 2017. In Q217 THB 805m final dividend

the sustainable profit and higher dividend payout ratio. From the financial risk perspective, all ratios were at extremely low risk level as bank loans were paid off in the 3rd quarter. In respect of

current liabilities while the pay down of the term loan helped to decrease non-current liabilities. Shareholder equity was impacted by retained earnings given the dividend payout and the lower net result

revenues were 5,093 million baht, an increase of 553 million baht or 12% y-y. This is the result of an increase in credit card and personal loan incomes as well as bad debt recovery continue to improve. As

risks from internal and external factors such as severe droughts, a rise in unemployment and household debt as well as the global outbreak of the Coronavirus (COVID-19) since early 2020. However, the

rate of 2.55 baht per share, equivalent to Dividend Payout Ratio of 43.7%. The RD date is October 20, 2023 and the dividend payout date is November 2, 2023. Debt to Equity ratio as of August 31, 2023 was

2019 dividend payment of THB 1.0 per share paid from net profit, equal to 93% dividend payout ratio. *Net Profit = Net Profit attributable to owners of the parent Financial Performance for Q4’19 and FY19

of household debt. On the other hand, public spending and investment continued to grow due to government’s relief measure through cash injection for people and businesses. As of August 31, 2020, the