) 30 9 million Baht Board of directors: 3 directors from ABN and 2 directors from SPI, in total of 5 directors Source of fund: Internal cash flow Business benefit The JV is intended to develop the fibre

payment to shareholders and operating profit increasing. Cash Flow Statement Analysis Unit : MB For the period ended For the period ended Change 30 September 2019 30 September 2018 MB % Cash flow from

cash flow generated from operations and good working capital management. (b) Total Liabilities Total liability as of September 30, 2019 was 168.73mb, increasing by 61.42mb or 57.2% , m ainly due to the

measurements of financial performance or liquidity, under TFRS, and should not be considered alternatives to net profit (loss) or any other performance measure or as an alternative to cash flow from operating

any other performance measure or as an alternative to cash flow from operating activities. Since there are various calculation methods, its presentation may not be comparable to similarly titled

in a decrease in the cost-to-income ratio, which stood at 42.52 percent. KBank has set aside higher allowance for impairment loss on loans, in line with uncertainties from the ongoing economic slowdown

by approximately 37.32 Million Baht 41.24% As a result of customer decisions and ongoing marketing. Cost of Sales For financial statement in Year 2018, the cost of sales was recorded at 76.98 Million

year by approximately 26.10 Million Baht 20.68% As a result of ongoing marketing. Cost of Sales For financial statement in Year 2019, the cost of sales was recorded at 94.65 Million Baht, a increased

6.5 million baht, as a result of ongoing cost control. Please kindly be informed accordingly. Yours faithfully, (Mr. Suthikiati Chirathivat) Chairman of the Board of Directors and Chairman of the

, decreased 10.1 percent or 5.8 million baht, as a result of ongoing cost control. Please kindly be informed accordingly. Yours faithfully, (Mr. Suthikiati Chirathivat) Chairman of the Board of Directors and