calculate the size of the transaction in accordance with the aforementioned rule. Criteria Calculation Formula Size Net Tangible Asset NTA of acquired asset x acquired portion x 100/ NTA of the Company

THB 74.997 and THB 66.345 million respectively. Such THB 8.6 million or 13% increase was from rental and staffs’ cost at new branches open. However, the selling expense portion from total income drop 7

sales 32.6% 38.5% -5.9% 26.6% 32.8% -6.1% Net profit margin -8.2% 36.1% -44.3% 3.5% -3.7% 7.3% Net profit margin (Portion of the Company's shareholders) -1.9% 19.2% -21.1% 3.5% -3.7% 7.3% Revenues from

is effective in 2019. 2.2 The decreasing gross profit margin in the remaining portion comes from the indirect cost, which is a fixed cost, was not decreased in the same direction of the sales. Gross

0.7% 697.7 10.3% 662.9 1904.9% Current portion of debentures 99.9 1.9% 99.9 1.5% - 0.0% Short-term loans 139.5 2.7% - 0.0% -139.5 -100.0% Other current liabilities 10.7 0.2% 75.2 1.1% 64.5 602.8% Total

(125,124) Current portion of long-term borrowings (28,333) Current portion of liabilities under finance lease agreements (16,842) Current provisions for employee benefits (3,016) Long-term borrowings (49,583

liabilities of Baht 108.43 million, resulting from the increase in lease liabilities, net of current portion of Baht 117.93 million from the adoption of new financial reporting standards, TFRS 16 Leases to

once a year at least. Moreover, for the determination, modification or alteration a value of parameter, it shall notify to concerned person each time. [M] · For the using other tools to inspect the

asset such as customer’s information or information of investment units incorrect because of computer system assessment or modification by the unauthorised person”etc. (Translation) -4- Segregation of

investors and other users of credit ratings can understand how a credit rating was determined by the CRA. 3.3 A CRA should disclose a material modification to a credit rating methodology prior to the