internal processes and developing employees’ skills to accommodate the task of underwriting loans with trees pledged as collateral. This may take some time in order to ensure that the value of collateral is

intelligence (AI) to establish marketing strategies suited to the behavior of each customer group, as well as developing products and end- to-end solutions. The advent of FinTech has changed the competitive

1 (-Translation-) Ref. No. IRS.025/2019 October 31, 2019 Subject Acquisition of Shares in Hello Bangkok LED Co, Ltd., which is an Assets Acquisition Transaction of the Company, Issuance and Offering of the Newly Issued Ordinary Shares of the Company through a Private Placement which is a Connected Transaction, Capital Reduction, Capital Increase, Entering into the Right to Sell Advertising Media Agreement which is a Connected Transaction, Appointment of the Independent Financial Advisor and Call...

1 (-Translation-) Ref. No. IRS.025/2019 October 31, 2019 Subject Acquisition of Shares in Hello Bangkok LED Co, Ltd., which is an Assets Acquisition Transaction of the Company, Issuance and Offering of the Newly Issued Ordinary Shares of the Company through a Private Placement which is a Connected Transaction, Capital Reduction, Capital Increase, Entering into the Right to Sell Advertising Media Agreement which is a Connected Transaction, Appointment of the Independent Financial Advisor and Call...

company has to recognise net income for discontinued operations separate from detail normal profit and loss statement. As beauty industry is in the red ocean many players including hospitals are developing

has to recognise net income for discontinued operations separate from detail normal profit and loss 2 statement. As beauty industry is in the red ocean many players including hospitals are developing as

. Since 2017, the property projects i.e. residential condominium and single home have been developed to serve the needs of all target groups. The Company started developing residential condominiums in the

among target populations, both in Bangkok and provincial areas, via appropriate channels, to support measures for long-term investment through provident funds and mutual funds, including developing

developing such branch, which HHC shall be entitled to decide for branch within 10 years) Zone Branches Franchise Period Eastern Zone where HHC already decided for branch development 9 2018 - 2029 Central Zone

November 1 , 2018, The Board of Directors of the Company has approved the Company for acquisition of land without a building at Phuket worth Baht 1,800 million. The Company has the idea of developing land