expansion into business factoring loans, the Company has continuously grown in term of factoring loan. The credit approval is increasing and no non-performing loans due to the strict criteria of customer

due to the recognition of special profits, while loan growth and credit quality were affected by the economic slowdown. The combined net profit of the commercial banking system was Baht 270.9 billion, a

parties as the result of loan repayment from the joint venture. However the Company had the increase of payments of investments in associates of THB 678.8 mm. 3. Cash flows from financing activities The

389.74 million Baht from the end of the year 2016 due to loan repayment as schedule by 808.20 million Baht in March and June 2017, in addition to the dividend payment in May 2017 by 449.20 million Baht

) Net cash used in Financing Activities amounting to 453.30 million Baht, mainly due to the repayment of long term loan 808.20 million Baht and 404.27 million Baht for dividend payment, net off with the

interest payment of the construction project of 53.93 million Baht 3) Net cash used in Financing Activities amounting to 843.34 million Baht, mainly due to the repayment of long term loan 808.20 million Baht

were the investment in expansion of the NFPT project and the second phase of Hydrant pipeline system expansion project - Net cash received from financing activities was of Bt1,776.0 million, increasing

came from an increased in short-term loan from financial institutions that was occurred in first quarter of 2018. 4. Net Profit For fiscal year of 2018, the Company financial statement represents net

repaid the loan cause this expense has been reduced. 8. Share of profit (loss) from investment in associated company In year 2017, share of profit from investment in associated company was Baht 29.26

place policies, processes, operational procedures and criteria for loan transactions and credit risk management which are in compliance with the government’s single-account scheme, taking into